About Castle Funding
We're Bob and Alyssa,
your father-daughter lending team.
It's nice to meet you!
Our personal approach to our clients' needs has set us apart in the mortgage industry for 35 years. As a California licensed mortgage broker, we get to help people from all walks of life work towards a more secure future through homeownership. We love what we do!
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We look forward to offering you the most competitive rates and customized personal attention–it’s what you and your family deserve!
Meet The Team
Bob Neilson
Bob has been passionately advising clients on their home financing strategies since the early 80's. A lot has changed since then, but not the fact that a mortgage is not a one-size-fits-all product, nor should your long term wealth strategy be a cookie-cutter plan. After years as a loan originator working for various banks, Bob became a broker so he could better serve his clients with more options and authentic guidance. He founded Castle Funding in 1989, which has since served 1000+ families all over California. As an LA native, UC Santa Barbara alumni, and longtime Ventura County resident, Bob has deep roots in Southern California. When he isn't working, you can find him mountain biking, surfing the Ventura coast, and attempting to catch fish with his grandsons.
Alyssa Soles
Alyssa found her way to real estate after a decade-long career as a teacher. Its clear her background and skillset as an educator are an asset to her clients, who appreciate how she works to make the mortgage process approachable and relational, not scary or intimidating. She is constantly looking for new ways to simplify and elevate the client experience. Alyssa is a pro at finding creative ways to help homebuyers navigate affordability issues and adapt to this shifting market. She believes each client is equally important no matter their budget, credit history, or obstacles to financing a home. Alyssa lives with her husband and two young boys in Ventura.
Testimonial
"I'm not sure I would have been comfortable with anyone else handling our needs. If you're looking for the right folks to help you, Castle Funding is the right place. Definitely recommend Bob and Alyssa."
Tim, Yelp Review
What Makes Us Different
PERSONALIZED SERVICE
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We believe the mortgage process doesn't have to be an impersonal and overwhelming experience. You'll appreciate that we are a small batch kind of service, and take the time to get to know your unique situation and goals so we can find a home loan that's right for you. By working hand-in-hand with you, we will put together a strategy and plan that helps you secure the best possible home financing.
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Whether you want to raise the amount you qualify for or increase your credit score for more savings, we offer solutions and problem-solving you just don't get with banks or online lenders. We have the industry experience (we've been in business since 1989) and the track record (nearly all our business is based on referrals from past clients) to take care of you and find ways to help you reach your goals. We greatly value our clients' trust in us.
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When you work directly with a bank they only have access to a handful of loan options. We are able to access numerous lenders and their products, giving us the flexibility to find a loan that is the right fit for you - this means both in program guidelines and in price. One study showed that borrowers who work with a mortgage broker rather than a bank save an average of $9,400 over the life of their loan due to the benefits of shopping around.
EXPERT GUIDANCE & TRUST
VARIETY OF PROGRAMS
Our Services
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We know how to make purchasing our refinancing real estate as easy as possible while ensuring that you have all the information to make the best decisions about your largest asset.
Purchase
Purchasing a home is the biggest investment you will ever make, but the process should fill you with excitement, rather than dread. When it comes to qualifying for a loan program and making your offer, strategy, planning and execution are key.
Refinance
It’s common that situations evolve and in many cases our clients save thousands of dollars and cut years off their mortgage by refinancing the rate and term. We take a look at your entire financial picture to help. Get Started
Reverse Mortgage
A reverse mortgage is a great asset to add to your retirement strategy. It protects access to your home’s equity during market fluctuations, provides an additional source of income to be used when you need it, and most importantly, it eliminates the need to make monthly mortgage payments.