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Buying a House

Home Purchase

We understand that buying a home is a significant investment. Our team is committed to guiding first-time homebuyers, veterans, move-up buyers, and homeowners looking for creative solutions.

Helping You Finance Your Home With Confidence

Loan Programs

It's easy to find the home loan that suits you when you've got options. We're here to help you choose the best type of mortgage for your needs, but you can click on each of the loan types below to learn more.

Our Process in 4 Simple Steps

Clients appreciate our simplified and easy to understand process.

Initial Consult

We can do this quickly over the phone, by email, or if you prefer and live locally, we enjoy sitting down face-to-fact for your initial consult. The point is to get to know your goals and see what kind of home loan will work best for your lifestyle. You will leave with your questions answered and a clear plan for what's next.

Apply & Upload

We will send you a link to our application so we can collect the information we need to run your credit and begin working on your preapproval. We will verify your income, assets, and liabilities, and provide you with a preapproval letter that you will submit with offers on homes. Our typical turnaround time on preapprovals is 24 hours.

Gather Documents

Documents needed will include:

  • Drivers license or ID

  • Proof of assets (Bank Statements, Investments)

  • Proof of income (W2s, paystubs, tax returns)

  • Authorization to run credit

Some additional documentation may be required for the following situations: self-employed, retired, real estate investors.

Underwriting

Once you are ready to move forward, we will finalize your loan package and submit to the underwriter for final approval. They may request a few more conditions or documents from you - this is normal! We act as the liaison between you and the lender at all times so that you can save time and receive the best possible service. Loans can close anywhere from 10-45 days, depending on the situation.

Starting the Process?

If you are in the early stages of purchasing or refinancing or are simply exploring your home loan options, we can connect via phone, email, or text. There is no need to spend time filling out an application before you have all your questions answered.

  • What are current mortgage rates?

  • What home loan might suit me?

  • What is the mortgage process?

Start here and we will get in touch with you ASAP.

Ready to Get Preapproved?

The link below takes you to our 100% secure portal where you can fill out the mortgage application and upload your documents.

The online application will ask you for your employment and financial information. Do your best to complete it accurately but keep in mind if you don't know the answer, WE CAN EDIT IT LATER. We will review your application in detail and go over any questions we have as we move forward.

Homebuyer Guide

Getting a mortgage can be an overwhelming experience, especially with all the guidelines and industry jargon. Don't worry though, we've got you covered! Check out the resources below to help simplify the process and make everything crystal clear.

HOMEBUYER GUIDE DOWNLOAD HERE

COST OF RENTING VS. OWNING
VIEW VIDEO HERE

Cost of Renting vs. Owning Explained

Know exactly what to expect from your home loan.

Get a free loan quote and leave the guesswork behind.

It all starts with a conversation.  No commitment.    No hidden costs. 

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